In 2025, the standard monthly Medicare Part B premium is increasing from $174.70 to $185. And Part A enrollees will pay more for hospital care, too, in the form of higher inpatient deductibles and coinsurance rates. But here are a few reasons your Part D drug coverage may cost you more in the new year.

With policy makers focusing on the role of drug manufacturers, almost no attention has been paid to the way in which traditional Medicare causes the elderly and people with disabilities to overpay for the drugs they use.

The tricky thing about budgeting for Medicare expenses is that there are different costs involved that can change from one year to the next. Most Medicare enrollees don't pay a premium for Part A, which covers hospital care.