How The Stock Market Performs After Federal Reserve Rate Cuts
History shows that Fed rate cuts often boost the stock market, but context matters—normalization cuts tend to drive gains, while recession cuts can lead to losses.
Why mortgage rates are going up despite the Fed's interest rate cut
Mortgage rates are increasing in recent weeks despite the Federal Reserve's decision to cut interest rates last month for the first time in four years.
The Fed Just Cut Rates -- but You Might Be Surprised by How Much CDs Are Still Paying
The Federal Reserve made a rather aggressive interest rate cut in September. But it hasn't impacted CDs as much as you might think. Learn more here.
Fed Rate Cuts - Boom Or Bust?
In September 2024, Jerome Powell announced the first Federal Funds Rate cut in over four years. The Federal Funds Rate is a short-term rate related to the cost of debt in the American economy. Some expected the Federal Reserve to cut only 25 basis points,
Mortgage Refinance Rates Inch Up, Approaching 2-Month High
With a slight increase Friday, 30-year mortgage refi rates are near their highest level in two months, after hitting a 19-month low in mid-September.
The Federal Reserve’s effect on mortgage rates: What to know
While the Fed doesn’t regulate your mortgage rate, the central bank sets the funds rate to impact the economy. This action indirectly influences the loan rates consumers pay. The Fed kept the key rate near zero during its last meeting, with no forecasted rate hikes through 2023.
Fed's Daly says central bank likely on track for more rate cuts
Federal Reserve Bank of San Francisco President Mary Daly said on Tuesday the central bank remains on track for more rate cuts this year as long as data meets expectations, while noting that even with last month’s rate cut,
Why the Fed Cut Rates and Mortgage Rates Jumped
On September 18, the Federal Reserve kicked off the cutting cycle by reducing overnight rates by 50 basis points. Since then, mortgage rates have gone higher. This is not obviously an intuitive thing to happen.
Why are mortgage rates rising after Fed cut interest rates last month?
The Fed announced first rate cut in a long time last month, but the mortgage rates have continued to rise. Why is this? Here's why.
JPMorgan Sees Fed Funds Rate as an Imperfect Liquidity Measure
The small size of the federal funds market makes its key rate an imperfect metric as the Federal Reserve gauges liquidity in ...
How much does a $70,000 HELOC cost per month now that rates have dropped?
A borrowing product with a variable interest rate can be risky in an environment in which interest rates are volatile or on ...
CNBC3d
Understanding the federal funds rate: What it is and how it affects your wallet
The fed funds rate (also known as the federal funds target rate) is the interest rate at which commercial banks lend to each other overnight. Below, CNBC Select explains how and why the ...
30-Year Mortgage Rates Continue Wavering in Mid-6% Range
Rates on 30-year new purchase loans have been bobbing around the 6.5% mark for two weeks, and ended last week essentially ...
USA Today11d
Dallas Federal Reserve Bank President Logan calls for 'gradual' rate cuts, says 'should not rush'
"Following last month’s half-percentage-point cut in the fed funds rate, a more gradual path back to a normal policy stance ...
Is a fixed-rate HELOC worth it now? Here's what some experts think.
Fixed-rate HELOCs are a good option for many homeowners — but consider the current rate environment beforehand.
When Will Dropping Interest Rates Finally Make My Life Easier?
Rate drops take time to trickle down to consumers. Keep reading to learn how long you can expect to wait for lower rates.
Here Are Three Economic Scenarios the Fed’s Waller Is Watching For
The Fed's Christopher Waller on Monday outlined three scenarios for the economy and the path forward for rate cuts—though he ...